No, there are no late fees if you miss a scheduled payment.

What is the option to pay in installments on Shop Pay?

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments.* Your first payment is due when you make your purchase.

What if I make a return on a purchase made through Installments with Shop Pay?

If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:- A smaller payment balance on the final payment.- Less future payments on the remaining loan balance.If your refund amount is more than the amount remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original payment method within 3 to 10 business days.

Which payment methods are accepted if I use the option to pay Installments on Shop Pay?

Shop Pay Installments is available for purchases made using a credit and debit card. Capital One cards aren't accepted.

1) For questions about installment payments on Shop Pay, visit https://shoppay.affirm.com2) For questions about Shop Pay or the Shop App, visit https://help.shop.app

Financing

Buy Now, Pay Later with Shop Pay

Split your NuChair purchase into 4 interest-free payments*

How It Works

1) Add NuChair to your shopping cart

2) Check out with Shop Pay

3) Choose the option to pay in installments

Shop Now

Quick Approval

Get a real-time decision

Flexible Payments

Pay in 4 and more

No Surprise Fees

There are no late fees

We offer Shop Pay financing in our online store! If you qualify (real-time decision), you can pay for your NuChair in 4 interest-free installments.

Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.

Frequently Asked Questions

: No, there are no late fees if you miss a scheduled payment.
: When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments.* Your first payment is due when you make your purchase.
: If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:

- A smaller payment balance on the final payment.
- Less future payments on the remaining loan balance.

If your refund amount is more than the amount remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original payment method within 3 to 10 business days.
: Shop Pay Installments is available for purchases made using a credit and debit card. Capital One cards aren't accepted.
: 1) For questions about installment payments on Shop Pay, visit https://shoppay.affirm.com
2) For questions about Shop Pay or the Shop App, visit https://help.shop.app

* Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license. Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.